Course 12010 lessons

Business and liability insurance for entrepreneurs

A guide to insurance considerations specific to running a business, from general and professional liability to property and business interruption coverage, and how your needs change as you grow from freelancer to employer.

Why personal insurance doesn't cover business risk

Health, life, and property insurance covered elsewhere on this site protect you and your household. Running a business, even a small one, introduces a separate category of risk entirely: the chance that your business causes harm to someone else, a customer, a client, another business, or that an event disrupts the business itself, and personal insurance policies generally exclude that risk outright.