Course 11810 lessons

Disability insurance, deep dive

A closer look at income-protection insurance beyond the basics, covering why SSS disability benefits usually fall short and the coverage details, like elimination periods and exclusions, that decide whether a claim actually pays.

Why SSS disability benefits usually aren't enough

The insurance basics course introduced disability, or income protection, insurance as the coverage that replaces lost income when illness or injury leaves you unable to work but still alive, a gap that neither health insurance nor life insurance fills. This course goes much deeper into that single product: how it's structured, how insurers price it, and how to actually read one before you buy it.