Course 13010 lessons

Financial planning for people with chronic illness

A practical guide to managing money with an ongoing condition like diabetes or chronic kidney disease, covering how to budget for recurring treatment, what PhilHealth and HMOs really cover, and how to size your safety net to your actual costs.

Your financial starting point with a chronic condition

Managing money while living with an ongoing condition, whether it's diabetes, chronic kidney disease, a cancer in remission, or something else that needs continuous management, isn't a wholly different kind of finance. It's the same fundamentals of budgeting, saving, and insurance everyone practices, run through a few extra variables: a recurring cost line that doesn't go away, income risk that looks different from a typical layoff, and insurance rules that treat a known diagnosis differently than a clean bill of health.