Course 11410 lessons

Financial planning for small farmers and agriculture

Financial literacy for smallholder Filipino farmers on budgeting around seasonal harvest income, tapping agricultural credit and crop insurance, and planning ahead for equipment and input cost inflation.

Seasonal income and the planting cycle

A smallholder farmer's income doesn't arrive in steady monthly paychecks the way most employment does. It arrives in a lump sum at harvest, once or twice a year depending on the crop, following months of planting, tending, and waiting during which real expenses keep piling up with no income coming in to cover them.