Course 5210 lessons

Financial planning for OFWs

A peso-based guide for overseas Filipino workers and their families on budgeting across two households, remitting and investing from abroad, and preparing for the day you finally come home for good.

The OFW financial cycle

Working abroad follows a shape most OFWs recognize instantly: a stretch of years earning significantly more than you could at home, almost always tied to a fixed contract, followed eventually by a return to the Philippines, whether that's planned, forced by a contract ending, or chosen after finally saving enough. That shape is the OFW financial cycle, and understanding it changes how you should treat every peso you earn while abroad.