Course 6813 lessons

Peer-to-peer lending

A grounded look at lending money directly to individual and small-business borrowers through a P2P platform, and the real credit risk that comes with earning interest that way.

What peer-to-peer lending actually is

Peer-to-peer, or P2P, lending is a way of investing where your money is lent directly to individual or small-business borrowers, instead of sitting in a bank account that the bank then lends out on its own terms. A P2P lending platform acts as the matchmaker, connecting people who have money to lend with people who need to borrow it.