Course 2210 lessons

Raising money-smart kids

A practical, age-based guide for parents on raising financially capable kids, from allowance systems and saving goals to modeling the money habits you want them to copy.

Why teach kids about money early

Kids start forming beliefs about money years before they ever hold a peso of their own, absorbing lessons from every grocery trip, every "we can't afford that" comment, and every argument about bills they overhear, whether or not any adult in the room intends to be teaching anything at all. Researchers who study this call the result a "money script," a largely unconscious belief about what money means, danger, status, freedom, shame, that a child adopts from repeated exposure long before they can explain it in words.